Twenty First Century Associates  -  A leader in Receivable Management with over 30 years of industry experience.

TFC is a top collection agency that handles both commercial and consumer collection claims in Kentucky. Our collection agency service is geared to maximize the recovery of your Kentucky collection claims. Our agency exceeds the usual requirements of Kentucky collection agency services and this should help convince you that we are the right collection provider for your business. Our professionalism, economic advantage and client focus help make us the ideal candidate to handle your Kentucky collection agency claims.

Our collection agency has a 50% success rate which will dramatically increase your recovery ratio. Our low flat rates (18% for in house commercial collections) - (25% for in house consumer collections) are indicative of a Kentucky collection agency that is serious about getting your business and keeping your business. Our collection agency can increase the value you derive from your collection operation in Kentucky. Refinement of collection agency workflow will increase your return on bad debt placements. Our superior  collection agency performance  for Kentucky collection claims and our commitment to innovation will improve your rate of recovery.

Our collection agency can utilize Kentucky collection attorneys to assist with the collection of your bad debt portfolio. If we do, our commercial rate is 30% and our consumer rate is 40%. Not many Kentucky collection agencies who have been in the collection business as long as we have even offer such low flat rates and low collection attorney assisted rates to their clients. Large collection claims and bulk placement rates are negotiable. Contact us for a quote.

As a collection agency, TFC provides timely services with frequent updates on progress during the Kentucky collection process. Our agency uses COLA which is a web based program giving our collection agency clients online access to their files. Many of the more experienced and successful Kentucky collection agencies have realized that web based, online status reporting for their clients is a must for future business development and to view a demonstration of our system, please use the following link: www.tfc-associates.com. Technology has changed the face of the Kentucky collection industry dramatically and the Kentucky collection agencies that invest in and utilize the latest technology will emerge as frontrunners to capture a larger piece of the accounts receivable pie. 

The ability of a Kentucky collection agency to receive collection claims, post collection activity, forward litigation claims and provide remittance accounting numbers to the client all online will greatly benefit that collection agency, not only now but for many years to come in the Kentucky marketplace. TFC has the technology now and can strongly compete with any Kentucky collection agency. Our collection agency is very interested in applying a mix of technology and common sense business process re-engineering to streamline the interface with its clients. Though our collection agency currently provides a Windows-based interface to our systems, TFC intends to port this ability to a browser interface in the near future. This will make it even easier for clients to watch us process their Kentucky collection agency placements.

We believe the secret to our collection agency success comes from a few simple principles. Our team approach to the process of Kentucky debt collection ensures your placements get a lot of attention. We accomplish this by tying the team's commissions (even counsel) to actual dollar payments to the client versus debtor promises or legal judgments. This way we keep the team interested until the final goal is accomplished - placing money back in the client's pocket. Coupled with a lean management structure, this means our collection agency provides faster file turnaround with greater success and at lower cost for your Kentucky collection agency claims.