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Welcome to TFC - Twenty-First Century Associates. This e brochure tells our story. Click on any tab for details of our services.

After twenty-five years at national collection agencies, I witnessed first hand, clients' frustration over lack of communication, time to remittance, handling of litigation and lack of services. TFC was founded fifteen years ago to address those needs. The systems developed to deal with those issues translates into higher recovery rates for our clients.

TFC is your effective advocate on each and every file. We provide the time and resources to professionally assert your position. You are involved in every decision, are advised of our progress and have access to your files on-line.

  1. COLLECTION PROCEDURES - Our methodology is client based and time critical. Intensely focused written and telephone communications occur on a daily basis. In-house collectors have 30 days to collect or settle your files.
  2. PRE-LEGAL DEPARTMENT - Debtors resistant to in-house collectors are now contacted by in-house counsel. Just as placement with the agency brings another voice to the process, this department adds a fresh approach, which often results in payment. Files receive intense handling for 10 days.
  3. LEGAL DEPARTMENT -  On the 41st day In-house counsel and staff review each file and select a member of our nationwide network of proven collection lawyers. These attorneys will obtain judgment and satisfaction of judgments wherever debtor may be.
  4. tfc-associates.com Visit our site for collection, asset or skip trace placement. See a demonstration of Client On-line Access. Provides a secure view of your placements. The site features regularly updated articles and links of interest to the credit and collection community.
  5. ADDITIONAL SERVICES - Skip Trace: No Find/No Fee. Asset Location: Various Levels of Investigation. Field Service Agents Available.

Yours truly,

TFC - TWENTY-FIRST CENTURY ASSOCIATES

Howard Seares
Managing General Partner

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266 Summit AvenueHackensack, NJ 07601
Tel. 201 678-1144 • Fax. 201 678-9088
email: info@tfc-associates.com

Copyright © 2003 Twenty-First Century Associates ALL RIGHTS RESERVED