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Greetings!
The
end of the
year is upon
us and we're
now caught
up in the
hustle and
bustle of
the Holiday
Season!
It is a
wonderful
time of year
when family
and friends
can come
together and
celebrate
life and
renewal
together!
We at TFC
are wishing
that your
holidays are
happy, safe
and
memorable!
Thank you
for being
our friends!
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Holiday
Greetings
from
Cyberthieves
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Online
scam
artists
send
e-cards
to
get
unsuspecting
users
to
click
on
links,
disclose
personal
information,
and
download
potentially
dangerous
software
`Tis
the
season
to
start
receiving
greeting
cards,
and a
growing
number
of
them,
conveniently,
will
come
via
the
Internet.
There's
only
one
problem:
Some
of the
e-mails
saying
that
you
have
an
e-greeting
card
from a
friend
or
family
member
may
instead
be
from a
scam
artist
intent
on
obtaining
your
Social
Security
number,
credit
card
data
or
even
brokerage
account
information.
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Technology
Risk
&
How
to
Manage
It
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What
Business
Am I
In?
Treasury
is in
the
risk
management
business,
a
business
that
demands
forward
looking
solutions
to
such
questions
as: -
It is
10AM,
where
in the
world
my
company's
cash
is
located?
-
Should
the
company
invest
or
borrow,
when
and in
what
currencies?
- What
is the
company's
global,
after
tax
cost
of
funds
or
other
costs
associated
with
its
banking
network?
Therefore,
the
last
thing
the
treasurer
needs
to
worry
about
is
whether
the
types
of
business
tools
he or
she is
using
to can
supply
them
with
the
"horsepower"
needed
to
answer
the
above.
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Asset
Searching,
Employment
Verifcations,
Estate
Searches....
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Its
important,
but
"who"
has
the
time??!
Don't
let
your
money
be
left
hanging
out
to
dry!!
Be
the
Star
You
Are!
In
a
world
where
Sabannes-Oxley
loomes
large,
these
are
important
aspects
to
deal
with
in a
number
of
areas.
When
exercising
the
proper
level
of
fiduciary
responsibilty,
the
goal
is to
leave
no
money
on the
table.
Insuring
that
all
bases
have
been
covered
and
that
all
areas
have
been
dealt
throughly
and
expeditiously
is
foremost.
If the
debtor
has
it,
you
have
to
find
it!!
After
all,
its
either
yours
or
your
client's
money!
The
auditors
need
to be
shown
that
you've
done
everything
in
your
power
to
protect
the
client's
/
shareholder's
asset.
Documentation
substantiating
your
actions
is
crucial.
Whatever
your
search
requirement,
TFC
can
quickly
handle
your
need.
TFC
offers
a full
array
of
searches
designed
to
save
you
time
and
money!
www.tfc-associates.com
or
call
201-678-9088
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Private
Health
Insurers'
Roles
To
Expand
As
National
Healthcare
Costs
Soar
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New
report
examines
drivers
of
trends
reshaping
health
insurance
business
model
Governments
around
the
world
are
looking
to
expand
the
role
of
private
insurers
as a
source
of
funding
the
delivery
of
healthcare,
according
to a
new
report
issued
recently
by
PricewaterhouseCoopers.
The
report
entitled
"Healthy
Choices:
The
Changing
Role
of the
Health
Insurer,"
forecasts
that
the
threat
to
governments'
fiscal
objectives
from
rising
public
sector
health
expenditures
will
drive
the
expansion
of
private
sector
contributions,
and
this
trend
will
reshape
the
health
insurance
business
model
globally.
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